It is your responsibility to be covered by proper insurance during your stay abroad. Aalborg University (AAU) has no insurance, which covers students going abroad.
You must be covered in terms of the following insurances:
- Sickness/health (both physical and mental diseases)
- Liability
- Accident
- Baggage
When you go abroad to study with the Erasmus+ program it is a requirement that you are covered by at least health insurance.
Awareness about the blue EU Health Insurance Card
If you are an EU citizen you may already have the blue EU Health Insurance Card, but please note the following:
- The blue card gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 28 EU countries, Iceland, Lichtenstein, Norway, and Switzerland, under the same conditions and at the same cost (free in some countries) as people insured in that country.
- The card is issued by your national health insurance provider.
- The blue EU-health insurance card is not to be considered a travel insurance
It is important to pay attention to the fact, that the EU-health insurance card is not an alternative to travel insurance.
- It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property,
- It does not cover your costs if you are traveling for the express purpose of obtaining medical treatment,
- it does not guarantee free services. As each country’s healthcare system is different; services that cost nothing at home might not be free in another country.
We recommend you contact your private insurance company (or the examples listed below) to ensure that you are covered according to the requirements of the European Commission.
Stays abroad outside the EU/EEA
In most countries outside Europe, foreigners can't have any public health insurance at all. You should take out private insurance (health, liability, and accident).
We recommend you contact your private insurance company to ensure that you are covered appropriately or take out the insurance with the company or another insurance company.
Examples of insurance companies
www.dr-walter.com
http://global.ihi.com
www.aonstudentinsurance.com
www.caremed-travelinsurance.com